As a "full-service" independent brokerage, we offer MANY different products for your unique needs! Furthermore, if we don't currently offer what you need, we can add it!

• VA, FHA, Conventional, Jumbo, USDA, alternative/Non-QM and more.

• Chattel Lending (Mobile Homes) -- 1976 and newer: 5% down w/ no mortgage insurance; including for mobile home parks, leased land! Pre-1976 loan options available w/ larger down payment.

• Investment Loans : Build your portfolio with fix & flip loans, or DSCR loans that qualify you on the basis of the properties cash flow not your own income.

• Refinances: rate/term, cash-out, debt consolidation, renovation and more.

• Purchase Loans: including new construction, renovation, escrow repair and land loans

• Non-warrantable Condos: have a great condo in mind that doesn't meet Fannie/Freddie guides? Let us help!

• Home Equity: from flexible Home Equity Lines of Credit (HELOC) to fixed rate Home Equity Loans, we can help you access your equity without having to refinance your current mortgage.

• Reverse Mortgages: work with our seasoned team and get a free consultation

• First-time-buyers: we have more programs designed for first-time-buyers than ever -- let's talk!

• Down Payment Assistance: Local, State and National down-payment-assistance & grant programs including CHFA

• The Mortgage Doctor is in! We have many unique "non-conforming" or alternative products that work outside the traditional lending "boxes". If you're looking for an alternative or "non QM" product for a unique situation or lending challenge, click here.